Car insurance: An inevitable element of stress free driving

Car is a prized possession that reflects the hard earned money being invested to elevate the lifestyle and social status. Any misfortune striking the car can be a potential cause of financial distress and heartbreak. A comprehensive car insurance policy with compelling features can come handy to protect your dream car and ward off worries regarding unfavorable incidents happening to the car.

A premiere motor insurance policy meticulously designed to provide an all encompassing protection for the car can alleviate your stress to a great extent. It is imperative that before arriving at a particular insurance policy, one should conduct a thorough comparison of the various plans available in the market for the same niche and weigh their merits against cost competiveness, coverage, ease of availing and other important parameters.

Primarily, a car insurance policy should invariably provide protection from loss of car or damage sustained by the car either inadvertently or willfully during riots, social unrest or by miscreants. The car should be protected against any third party death or injury claims through unlimited liability and obligation coverage.

The indemnity for damaging third party property should b considerably higher to guarantee peace of mind while taking to the street. The policy should secure you, your chauffer and the car’s occupants with personal accident cover to take care of any disastrous eventuality intimidating life.

The insurance policy should not have any cryptic or obscure term or condition that may ensnare unsuspecting customers. One should also exercise due diligence in going through each and every term before putting his consent on the form. This is highly expected as many policies require the customer not to tamper with the accident or damage scene before arrival of the policy or insurance agents. The policy may get annulled if any deviation from the clauses occurs leaving the haggard person ion dire straits.

Many companies offer exciting discounts to consumers if they opt for extra riders or install devices such anti theft car alarm or other similar gadgets. The overall package should be affordable and there should be ease of availing the insurance in the event of any unforeseen circumstances playing havoc on the car.